JH Portfolio Debt Equities is one of the nation’s largest investors of unpaid debt, offering innovative and regulatory compliant end-to-end solutions for distressed credit consumers. The Firm invests in portfolios of consumer receivables and works with individuals as they repay their obligations. JH’s success is fueled by our commitment to conduct business ethically and treat each consumer with integrity and honesty. JH Portfolio Debt Equities uses a compliant analytics-driven approach to create the best outcome for our consumers, partners and clients.

Our Mission

To help consumers recover from financial difficulty and turn towards a path of economic empowerment. We see ourselves as the most important partner to our consumers during one of the most challenging times of their lives, and we do everything in our power to ensure that they achieve financial success. We believe that there are no blanket solutions, and use customized, data-driven tools to develop the best and quickest path towards financial recovery.


We are licensed in all fifty states as a debt purchaser and collector, and have made a significant investment in our compliance management system that exceeds all legal requirements to ensure that all of our customers experience the most compliant and ethically-driven service possible. JH follows and stays updated with the highest standards or recovery by being highly involved with the most influential ARM industry associations including ACA International and RMA International.


JH Portfolio Debt Equities has amassed a database with hundreds of variables and has assembled a team of data and industry experts in order to understand a consumer’s willingness and capability to fulfill their obligations, critical in our risk-based approach to valuation and liquidation. Our data-driven operation helps us to customize our recovery process to fit our consumers’ needs and goals.

Partners & Clients

JH Portfolio Debt Equities prides itself in its partnerships with some of the largest financial, healthcare and government institutions around the globe. We have successfully completed and maintained the detailed on-boarding processes of several world-class institutions, making us one of the very few companies able to service their consumers.

Minority Business Enterprise

As a certified Minority Business Enterprise (MBE) in the State of California, JH Portfolio Debt Equities, LLC recognizes the value that diverse suppliers can bring to the services we offer our clients and we encourage their participation with us as we compete for business opportunities. JH fosters an environment that values diversity throughout our entire organization, our consumers, and our partners. This inclusion promotes the interaction of people from different backgrounds and cultures and we believe that our diversity creates a highly productive and creative workplace enabling us to provide exceptional value to our consumers.

about JH Capital Group

JH Benefits

Our financial institution partners benefit from our sophisticated tools, processes and experienced people.

  • Compliance
  • Analytics
  • Partner Network
  • Diverse Environment

Contact our team to learn more about JH Portfolio Debt Equities.